AccidentIQ
Resource center

Accident resources

Clear, free guidance for the days after a crash. This is general information — not legal advice.

Step by step

What to do after a car accident

In the moments after a crash it’s hard to think clearly. This checklist covers the basics that protect both your health and any future claim.

  • Check for injuries and call 911 if anyone is hurt. Your health comes first.
  • Move to safety if you can, and turn on hazard lights.
  • Call the police and ask for a report — it creates an official record.
  • Exchange names, insurance, and contact info with other drivers.
  • Photograph vehicles, damage, the scene, road conditions, and any visible injuries.
  • Get names and phone numbers of any witnesses.
  • See a doctor promptly, even if you feel fine — some injuries surface later.
  • Keep every bill, receipt, and record related to the accident.
Understanding your claim

What an accident claim can include

Many people settle for far less than their claim is worth because they only think about car repairs. A claim can cover several kinds of losses:

Medical expenses

Emergency care, follow-up treatment, physical therapy, medication, and anticipated future care.

Lost income

Wages lost while recovering, plus reduced future earning capacity if your injuries are lasting.

Property damage

Repair or replacement of your vehicle and a rental while yours is out of service.

Pain & suffering

Compensation for physical pain and emotional distress caused by the crash.

Important

Deadlines vary by state

Every state sets a time limit — called a statute of limitations — for filing an accident claim. Miss it and you can lose your right to recover anything, no matter how strong your case is. These deadlines differ widely from state to state, so it’s worth understanding yours early. A quick evaluation can point you in the right direction.